Financial Consultation Disclaimer

Learn more about the important information regarding our paid financial consultation services and investment planning offerings. This disclaimer outlines the terms and limitations of our financial advice services.

General Information Disclaimer

The information provided through our financial consultation services is for educational and informational purposes only. Our investment strategies and portfolio recommendations are based on general market analysis and should not be considered as personalized financial advice without proper consultation. All financial planning suggestions require individual assessment of your specific circumstances.

Investment and Financial Risk Disclaimer

All investment opportunities and financial strategies discussed in our consultations carry inherent risks. Past performance of investment portfolios does not guarantee future results. Market volatility can significantly impact asset allocation and wealth management outcomes. Results may vary based on individual circumstances and market conditions.

  • Investment values can decrease as well as increase
  • Capital preservation is not guaranteed in any investment strategy
  • Tax implications may affect overall returns

Please consult with qualified financial professionals before making any investment decisions based on our consultation services.

Information Accuracy Disclaimer

While we strive to provide accurate financial analysis and budget planning information, we cannot guarantee the completeness or accuracy of all data presented during consultations. Economic forecasts and market predictions are based on current available information and may change without notice.

Limitation of Liability

Brumelionstudio and its financial consultants shall not be liable for any direct, indirect, or consequential damages arising from:

Excluded Liabilities

  • Investment losses resulting from market fluctuations or economic downturns
  • Decisions made based on our financial consultation without additional professional advice
  • Technical issues affecting online consultation delivery or portfolio management tools
  • Changes in tax laws or regulations affecting recommended strategies

Third-Party Financial Services

Our consultations may reference external financial institutions, investment platforms, or estate planning services. We are not responsible for the content, accuracy, or performance of third-party financial products or services mentioned during consultations.

Client Testimonials Disclaimer

Client testimonials and case studies represent individual experiences and results may vary. These examples should not be considered typical outcomes and do not guarantee similar results for all clients. Individual financial situations and market conditions significantly impact outcomes.

Professional Financial Advice Notice

Our consultation services provide general financial planning guidance. For specific legal, tax, or regulatory matters, we recommend consulting with qualified professionals in those respective fields.

Always seek independent professional advice for complex financial decisions.

Fair Use of Consultation Materials

All financial plans, reports, and consultation materials provided are for personal use only. Redistribution or commercial use of our proprietary financial analysis methods or consultation content is strictly prohibited without written permission.

Disclaimer Updates

This disclaimer may be updated periodically to reflect changes in our services or regulatory requirements. Continued use of our consultation services constitutes acceptance of any updated terms.

Acceptance of Terms

By engaging our financial consultation services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and all terms outlined herein.

Disclaimer Inquiries

For questions about this disclaimer or our financial consultation services, please contact us:

Email: info@brumelionstudio.com

Phone: +27 82 804 6595

Address: 45 Sandton Drive, Sandton, Johannesburg, 2196, South Africa

Last Updated: June 18, 2025

This disclaimer is governed by the laws of South Africa.